Home Equity Loan
A lump-sum loan secured by home equity, generally structured as a second mortgage.
← All ProductsUnderstand the equity in your home
Mortgage Loans
Mortgage and home-equity options for major financial decisions.
Home equity is the difference between a home's current value and the outstanding mortgage balance. Depending on eligibility, a home-equity loan or HELOC may provide access to part of that equity without replacing the existing first mortgage.
Options & Areas
Start with what is relevant to you. Use Learn More to explore each topic in greater detail.
Choose a topic to learn more.
HELOC
A revolving line of credit secured by the home that can provide flexible access to approved funds.
Mortgage Review
Review your current mortgage, goals, equity, and available licensed mortgage options before deciding whether a change makes sense.
Debt Consolidation Review
Home equity may sometimes be used to consolidate other debt, but lowering a monthly payment does not eliminate debt and can extend repayment or increase total finance charges.
01Home Equity Loan
+
A lump-sum loan secured by home equity, generally structured as a second mortgage.
02HELOC
+
A revolving line of credit secured by the home that can provide flexible access to approved funds.
03Mortgage Review
+
Review your current mortgage, goals, equity, and available licensed mortgage options before deciding whether a change makes sense.
04Debt Consolidation Review
+
Home equity may sometimes be used to consolidate other debt, but lowering a monthly payment does not eliminate debt and can extend repayment or increase total finance charges.
This website does not constitute a commitment to lend or extend credit. Mortgage products are subject to underwriting, approval, licensing, state availability, collateral, credit, rates, fees, and program terms.