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Auto Insurance Basics
Auto insurance can combine several types of protection. The right mix depends on the vehicle, drivers, state requirements, assets, deductibles, and the level of risk you want to retain.
01
Liability
Liability coverage generally addresses covered injury or property-damage claims for which an insured driver is legally responsible, subject to policy terms and limits.
02
Vehicle protection
Collision and comprehensive coverage may protect the insured vehicle against different types of covered damage, subject to deductibles and exclusions.
03
Compare more than price
Limits, deductibles, exclusions, optional coverages, carrier strength, and service should be reviewed along with premium.